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Guide · Building your next home
Buying New Construction in Mahomet: Upgrades, Inspections and Why to Bring Your Own Agent
The model home is the easy part. Here's how to get the house you actually want, at the price you planned for.
The short answer
In Mahomet, new construction has been going up in neighborhoods like Thornewood, Sangamon Fields and Whisper Meadows. To do it well: budget for upgrades from day one, inspect in stages (especially before the drywall goes up), keep your selections timeless, read the warranty and contract with your attorney, and bring your own agent. The builder's rep works for the builder, and agent compensation is often already built into the price.
Building a home is exciting. You get to pick everything, and nobody has lived there before you. But it's also where I see some of the most expensive surprises, and almost all of them are avoidable if you know what to watch for before you sign.
The mistakes I see most
- Not planning for upgrades. The base price gets you in the door. The flooring, cabinets, lighting and counters you fell in love with in the model are often upgrades, and they add up fast.
- Skipping inspections during construction. "It's brand new" doesn't mean it's done right. Inspectors can't inspect what they can't see, and once the drywall is up, a lot of the important stuff is hidden for good.
- Trouble visualizing. Picking finishes from small samples in a design center is hard. It's easy to end up with a room that doesn't feel the way you pictured.
- Going too trendy or too personal. Make it yours, but remember that someday you'll sell it. Timeless choices hold their value. A very specific look can narrow your buyer pool later.
- Thinking no agent saves money. It often doesn't. Agent compensation is frequently built into the builder's pricing already, so walking in alone may just mean nobody is looking out for you.
Inspect in stages
This is the one I push hardest. On a new build, I schedule inspectors at the important phases:
- Pre-drywall, while the framing, plumbing, electrical and HVAC are still visible. This is where you catch the issues that are expensive or impossible to fix later.
- Final, before closing, to catch anything that needs to go on the punch list.
- Before the warranty ends, to catch anything that showed up after you moved in, while the builder still has to fix it.
Doing it in stages can save you a lot of headaches down the road.
Budget for upgrades from day one
- Ask for the full list of what's standard and what's an upgrade before you sign.
- Decide which upgrades are hard to change later, like layout, ceiling height, windows and structural options, and prioritize those. Paint, lighting and hardware are easy to change later.
- Ask about lot premiums. A bigger, wooded or water-view lot often costs extra.
- Get every selection and every price in writing.
Timeline
How long a build takes depends on how customized your home is. Choosing one of the builder's existing floor plans, one they build often, usually moves faster and has fewer surprises. A highly customized home takes longer. Ask for a written timeline and what happens if it slips, especially if you're selling a home at the same time.
Read the warranty, and the contract
Illinois courts recognize an implied warranty of habitability on newly built homes, which covers hidden defects that seriously affect whether the home is livable. Many builders also offer a written warranty, and some contracts ask you to waive the implied warranty in exchange for it. Builder contracts are written by the builder's attorney, for the builder. Have your own real estate attorney review it before you sign.
I'm a real estate broker, not an attorney. This is general information, not legal advice.
How I help: as involved as you want
Some buyers want me there for every decision. Some want an introduction and a handoff. Either works:
- Selections advice, so you choose finishes that you'll love and that will hold their value when you sell.
- Communication with the builder, so questions get answered and changes get documented.
- Inspections at the important phases, scheduled and followed up on.
- Vendor suggestions for everything the builder doesn't do: fencing, landscaping, design, window treatments and more.
- Or the light version: I'll introduce you to builders and contractors I've vetted and trust, and step back.
Common questions
Where is new construction in Mahomet?
Recent new construction has been in neighborhoods like Thornewood, Sangamon Fields and Whisper Meadows. What's available changes often, so ask a local agent which lots and builders are active right now.
Do I need my own agent to buy new construction?
You don't have to have one, but it's usually worth it. The builder's sales rep works for the builder. Your own agent works for you, and agent compensation is often already built into the builder's pricing, so skipping an agent doesn't necessarily save you money. Ask the builder how they handle it before you visit the model.
Should I get an inspection on a brand-new home?
Yes, ideally in stages. Inspectors can't inspect what they can't see, so a pre-drywall inspection catches framing, plumbing, electrical and HVAC issues while the walls are still open. A final inspection before closing catches the rest.
How much should I budget for upgrades?
More than you think. The base price usually covers standard finishes, and upgrades like flooring, cabinets, lighting and counters add up quickly. Plan for them from the start, and get every selection and price in writing.
How long does it take to build a home in Mahomet?
It depends on how customized the home is. A builder's existing floor plan with standard selections moves faster than a highly customized home. Ask the builder for a written timeline and what happens if it slips.
Is a new home in Illinois covered by a warranty?
Illinois courts recognize an implied warranty of habitability on newly built homes, and many builders also offer a written warranty. Some builder contracts ask you to waive the implied warranty in exchange for their written one, so read the contract carefully and have your attorney review it.
Thinking about building?
Call me before you visit the model home. I'll tell you which builders and lots are active in Mahomet right now, what to ask, and how to budget, so you walk in with someone in your corner.
Or call or text 217-493-6200.
